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Hail bruises asphalt shingles, knocks off granules, cracks tile and dents metal. The damage can be invisible from the ground, so a trained inspector should check the roof after hail of about one inch or larger.
For Hamilton County, NOAA lists 12 hail reports (largest 1.25 in), 41 damaging-wind reports (up to 78 mph) and 0 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
Significant electrical infrastructure damage in southern Chattanooga as the storm passed through southern Hamilton County. Local media cited more than 260 instances of damage to electrical wires, poles, and related power infrastructure....
Multiple trees blown down on Birchwood Pike by severe thunderstorm wind gusts.
At least 3 homes and 1 apartment with trees fallen on top, numerous trees blown down by severe thunderstorm wind gusts resulting in blocked or partially blocked roadways, powerlines down, with a strong concentration in downtown...
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for East Ridge
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Larger repair or partial re-roof | $1,500 – $5,000 |
| Asphalt shingle roof replacement | $8,000 – $16,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Look for dented vents and gutters, granule loss in downspouts and shiny or bruised spots on shingles; an inspection is the only reliable way to be sure.
Usually yes for sudden hail damage after your deductible, but policies differ. Wind and hail deductibles are often a percentage of the home’s value.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Hamilton County building department for local rules.
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