Roofing quotes in Kentucky.

For an average 2,000 square foot home, asphalt shingle replacement typically runs about $8,000 to $16,000 across the US, metal $15,000 to $35,000 and tile or slate $20,000 to $50,000 or more. Local labor, roof pitch, tear-off layers, permits and materials move the price, which is why comparing two or three written quotes is worth the few minutes.

As soon as it is safe. Hail and wind damage is often not visible from the ground, and many insurance policies set a deadline to report a claim, commonly one year from the date of loss and sometimes less. Take dated photos, make temporary repairs to stop further damage, keep receipts and call your insurer before signing a repair contract.

Usually sudden storm damage such as hail, wind or a fallen tree is covered after your deductible, while wear and tear from age is not. Wind and hail deductibles are often a percentage of the home’s value. Policy terms differ, so read yours or ask your insurer or agent; we cannot give insurance advice.

Most cities and counties require a building permit for a roof replacement, and some also require specific materials or wind ratings. A licensed roofing company normally pulls the permit; ask who is responsible and request a copy.