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Metal roofing sheds snow and water well, resists wind and hail damage better than many alternatives, and commonly lasts several decades. The trade-off is a higher upfront price and the need for an installer experienced with metal.
For Cumberland County, NOAA lists 4 hail reports (largest 1.75 in), 9 damaging-wind reports (up to 70 mph) and 5 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
The tornado began about 1 mile southeast of Bradbury near County|Road 1350. It tracked northeast, damaging several trees and a|couple of farm outbuildings. It turned east-northeastward and|tracked just south of Cottonwood, causing more...
The tornado touched down about 1 mile southeast of Neoga on the|east side of I-57. It damaged a few farm outbuildings and trees|along its path, which was less than 1 mile long, lifting just|north of County Road 1000 N.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Greenup
| Job | Typical US range |
|---|---|
| Metal roof (panels) | $15,000 – $35,000 |
| Standing seam metal roof | $20,000 – $45,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Metal costs more up front but can last much longer than asphalt shingles and may reduce some insurance premiums in hail-prone areas. Ask your insurer.
With solid decking and underlayment the difference is small. Installation quality matters more than the metal itself.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Cumberland County building department for local rules.
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