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If a storm damaged your roof, you can file a claim with your insurer. Document the damage, get a roofer’s inspection report, and read your policy for deductibles and deadlines before you sign a repair contract.
For Cumberland County, NOAA lists 4 hail reports (largest 1.75 in), 9 damaging-wind reports (up to 70 mph) and 5 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
The tornado began about 1 mile southeast of Bradbury near County|Road 1350. It tracked northeast, damaging several trees and a|couple of farm outbuildings. It turned east-northeastward and|tracked just south of Cottonwood, causing more...
The tornado touched down about 1 mile southeast of Neoga on the|east side of I-57. It damaged a few farm outbuildings and trees|along its path, which was less than 1 mile long, lifting just|north of County Road 1000 N.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Montrose
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Asphalt shingle roof replacement | $8,000 – $16,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Photograph the damage, make temporary repairs, call your insurer to open a claim and keep records of all costs.
A roofer can provide documentation and meet the adjuster, but you are the policyholder and make the decisions. Read anything before signing.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Cumberland County building department for local rules.
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