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If a storm damaged your roof, you can file a claim with your insurer. Document the damage, get a roofer’s inspection report, and read your policy for deductibles and deadlines before you sign a repair contract.
For Morgan County, NOAA lists 5 hail reports (largest 1.75 in), 21 damaging-wind reports (up to 61 mph) and 3 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
The Putnam County EF-1 tornado crossed over into Morgan County where it caused further minor tree damage. The tornado had weakened to an EF-0 before entering Morgan County with estimated max wind speeds of 70 mph.
Thunderstorm winds downed tree limbs and power lines onto building roof resulting in arcing wires from a light pole which caused a fire in an apartment attic.
Thunderstorm wind gusts downed many trees and a few powerlines near IN-44 near Cope Road and Old Moore Road.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Eminence
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Asphalt shingle roof replacement | $8,000 – $16,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Photograph the damage, make temporary repairs, call your insurer to open a claim and keep records of all costs.
A roofer can provide documentation and meet the adjuster, but you are the policyholder and make the decisions. Read anything before signing.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Morgan County building department for local rules.
Yes. RoofersNearMeHub is free for homeowners. Roofing companies that receive your request may pay us for the introduction; you are never obliged to hire anyone.
