Compare free roofing quotes in Spencer (population 136). Tell us about your roof and up to three local roofing companies will contact you. Below: the latest NOAA storm reports near Spencer.
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Spencer at a glance
Roofing conditions in Spencer.
Population
136
County
McCook County
Area
0.3 sq mi
Hail reports (county)
12 · max 1.75 in
Damaging wind reports
9 · max 65 mph
Tornado reports
2
Hail is the most frequently reported roof hazard in Spencer. Impacts bruise asphalt shingles, knock off the protective granules, crack tile and dent metal, and the damage is often invisible from the ground. After a storm with hail around 1 inch or larger, a professional inspection is worth having even if nothing leaks yet.
Report counts are for McCook County, January 2024 to June 2026 (NOAA NCEI Storm Events Database; hail of 1 inch or larger and winds of 58 mph or stronger are tracked individually). They count reports, not damaged roofs.
Local storm news
Latest storm reports near Spencer.
Hail9 mi SE of Spencer
1-inch hail reported 5 mi N of Bridgewater
Hail was jagged, with some as long as a quarter, but most of it was pea to nickel sized.
Tornado12 mi S of Spencer
Tornado 1 mi N of Bridgewater
A brief tornado was observed in an open field by a storm chaser around 1 mile north of Bridgewater. The tornado was estimated to touch down around one-half mile north of the Zion Bible Church on the north edge of Bridgewater. The...
Hail19 mi E of Spencer
1.5-inch hail reported 4 mi NE of Canistota
Hail damaged young crops in the fields.
Tornado13 mi SE of Spencer
EF0 tornado 2 mi NE of Bridgewater
A storm chaser witnessed a tornado develop around 2 miles northeast of Bridgewater. The tornado formed one-half mile south of 263rd Street just west of 437th Avenue. The tornado tracked northeast across open fields for around 3 minutes...
Hail17 mi SE of Spencer
1.75-inch hail reported 1 mi NNE of Canistota
Most hail was pea to quarter sized, but a few were as big as golf balls. Farm fields farther north are more damaged than those at the site.
Source: NOAA National Centers for Environmental Information, Storm Events Database. Data through Jun 30, 2026. Distances are approximate and measured from the city center.
Costs
What a new roof costs in Spencer.
Job
Typical US range
Minor repair (leak, flashing, a few shingles)
$350 – $1,500
Asphalt shingle roof replacement
$8,000 – $16,000
Metal roof
$15,000 – $35,000
Tile or slate roof
$20,000 – $50,000+
Flat roof (TPO / EPDM), average home
$5,000 – $12,000
Roof inspection or estimate
Free – $400
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
How it works
From quote to new roof.
Tell us about your roofFive quick questions about the job, roof type and timing. No account needed.
We match local companiesYour request goes to up to three roofing companies that serve your ZIP code.
Compare written quotesThey contact you to schedule an inspection. Compare price, scope and warranty, then choose or walk away.
For an average 2,000 square foot home, asphalt shingle replacement typically runs about $8,000 to $16,000 across the US, metal $15,000 to $35,000 and tile or slate $20,000 to $50,000 or more. Local labor, roof pitch, tear-off layers, permits and materials move the price, which is why comparing two or three written quotes from companies serving Spencer is worth the few minutes.
How soon should I get my roof checked after a storm?
As soon as it is safe. Hail and wind damage is often not visible from the ground, and many insurance policies set a deadline to report a claim, commonly one year from the date of loss and sometimes less. Take dated photos, make temporary repairs to stop further damage, keep receipts and call your insurer before signing a repair contract.
Will my homeowners insurance pay for roof damage?
Usually sudden storm damage such as hail, wind or a fallen tree is covered after your deductible, while wear and tear from age is not. Wind and hail deductibles are often a percentage of the home’s value. Policy terms differ, so read yours or ask your insurer or agent; we cannot give insurance advice.
Do I need a permit to replace a roof?
Most cities and counties require a building permit for a roof replacement, and some also require specific materials or wind ratings. A licensed roofing company normally pulls the permit; ask who is responsible and request a copy. Check with the McCook County building department for local rules.
How do I choose a roofing contractor?
Check the state or local license where required, ask for proof of liability insurance and workers’ compensation, get the scope, materials, warranty and payment schedule in writing, and be cautious of anyone who knocks on your door after a storm demanding a large deposit.
Is this service really free?
Yes. RoofersNearMeHub is free for homeowners. Roofing companies that receive your request may pay us for the introduction; you pay nothing to us and you are never obliged to hire anyone.
Roof types
Every roof type, every job.
Asphalt shingleThe most common roof in the US, typically 15 to 25 years.Standing seam metalSheds hail and snow well and often lasts 40 years or more.Wood shakeClassic look on historic homes; more upkeep and fire-code limits in some areas.
