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After a storm, the first steps are safety, documentation and stopping further water damage. Photograph the damage from the ground, cover openings with a tarp, keep receipts and report the loss to your insurer.
For Monroe County, NOAA lists 0 hail reports, 6 damaging-wind reports (up to 83 mph) and 2 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
A brief EF-1 tornado touched down in southwestern Monroe County near Route M and Highway 151. The primary damage caused by this tornado was a farm just south of Highway 151. Numerous large tree limbs were broken on the property with one...
NWS storm survey found that just south of a tornado, rear inflow jet winds of up to 95 mph caused straight line wind damage in a swath extending from the Monroe/Randolph/Audrain county line northeast just beyond Monroe 931. Along this...
Thunderstorm winds blew shingles off of a house, knocked large tree limbs down, and damaged a new machine shed. The observed thunderstorm wind gust was measured with a Davis weather station.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Madison
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Minor roof repair (leak, flashing, a few shingles) | $350 – $1,500 |
| Larger repair or partial re-roof | $1,500 – $5,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Stay off the roof, take dated photos from the ground, make temporary repairs to prevent more damage, and call your insurer.
Policies often set a deadline, commonly within a year of the loss and sometimes sooner. Check your policy.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Monroe County building department for local rules.
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