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Metal roofing sheds snow and water well, resists wind and hail damage better than many alternatives, and commonly lasts several decades. The trade-off is a higher upfront price and the need for an installer experienced with metal.
For Union County, NOAA lists 3 hail reports (largest 1 in), 9 damaging-wind reports (up to 74 mph) and 7 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
An EF-3 tornado with peak winds of 155 mph impacted the south side of Morganfield, KY, on the evening of May 16, 2025. The tornado began along Bunger Road where ground scouring of newly-planted crops was seen. Moving east, the tornado...
Quarter size hail was estimated near Sullivan.
Hail to the size of quarters fell just east of Morganfield.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Waverly
| Job | Typical US range |
|---|---|
| Metal roof (panels) | $15,000 – $35,000 |
| Standing seam metal roof | $20,000 – $45,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Metal costs more up front but can last much longer than asphalt shingles and may reduce some insurance premiums in hail-prone areas. Ask your insurer.
With solid decking and underlayment the difference is small. Installation quality matters more than the metal itself.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Union County building department for local rules.
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