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If a storm damaged your roof, you can file a claim with your insurer. Document the damage, get a roofer’s inspection report, and read your policy for deductibles and deadlines before you sign a repair contract.
For Hopkins County, NOAA lists 4 hail reports (largest 1.75 in), 9 damaging-wind reports (up to 87 mph) and 2 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
An EF-0 tornado, with estimated peak winds of 85mph, began along Ashbyburg Rd and tracked eastward. Trees were snapped and uprooted, and numerous large limbs were downed. Two electrical transmission line cross members were broken. The...
Wind damage occurred along KY-370 from Ashbyburg to Jewel City on the northern inflow of a tornadic storm, primarily to large tree branches. Emergency management reported minor roof damage to a home along KY-370. An NWS Storm Survey...
Several trees were uprooted off of KY-370 west of the intersection with Weldon Rd. A broader area of divergent tree damage on KY-370 and Ashbyburg Rd was observed north of the tornado damage path.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Manitou
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Asphalt shingle roof replacement | $8,000 – $16,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Photograph the damage, make temporary repairs, call your insurer to open a claim and keep records of all costs.
A roofer can provide documentation and meet the adjuster, but you are the policyholder and make the decisions. Read anything before signing.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Hopkins County building department for local rules.
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