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After a storm, the first steps are safety, documentation and stopping further water damage. Photograph the damage from the ground, cover openings with a tarp, keep receipts and report the loss to your insurer.
For Union County, NOAA lists 3 hail reports (largest 1 in), 9 damaging-wind reports (up to 74 mph) and 7 tornado reports from January 2024 to June 2026. These count reports, not damaged roofs.
An EF-3 tornado with peak winds of 155 mph impacted the south side of Morganfield, KY, on the evening of May 16, 2025. The tornado began along Bunger Road where ground scouring of newly-planted crops was seen. Moving east, the tornado...
Quarter size hail was estimated near Sullivan.
Hail to the size of quarters fell just east of Morganfield.
Source: NOAA NCEI Storm Events Database, data through Jun 30, 2026. All storm reports for Sturgis
| Job | Typical US range |
|---|---|
| Emergency tarp / temporary cover | $300 – $1,500 |
| Minor roof repair (leak, flashing, a few shingles) | $350 – $1,500 |
| Larger repair or partial re-roof | $1,500 – $5,000 |
National planning ranges for an average ~2,000 sq ft home, not quotes. Local labor, roof pitch, layers to remove, materials and permits change the price.
Stay off the roof, take dated photos from the ground, make temporary repairs to prevent more damage, and call your insurer.
Policies often set a deadline, commonly within a year of the loss and sometimes sooner. Check your policy.
Many cities and counties require a building permit for roof work; the roofing company normally pulls it. Ask who is responsible and request a copy. Check with the Union County building department for local rules.
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